Asset Finance - Firstmac

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Flexible & competitive

As Australia's largest non-bank lender, Firstmac offers a very competitive range of car loans. Firstmac lends for all kinds of cars, for personal use.

Our car loans are available around the country through our accredited Broker network.

With low rates and great features, there is bound to be a Firstmac car loan that is right for you.

Key Features

Flexible rates

We offer both variable and fixed rate car loans. Fixed rate car loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.

Principal & interest and balloon payments

A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car loans, including weekly, fortnightly, or monthly options.

A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term

Borrow up to $150,000

Firstmac offers car loans ranging from $5,000 to $150,000 bringing the vast majority of cars within reach.

Redraw facility

A redraw facility is available on variable rate loans.

Asset Finance broker?
Get accredited with Firstmac

We’re an Australian owned company, with more than 40 years experience, and over $15 billion in mortgages under management.

Learn more

Recent awards

2024 Australian Broker 5-Star Sustainable Program

Bronze – Mortgage professional Australia

We're recognised & awarded by the Australian financial industry. View all awards

Customer reviews

More customer reviews

“ Pleasure of working with Firstmac

I’m a mortgage broker with 15 years of experience in the industry, and I recently had the pleasure of working with Firstmac and BDM Kelly Wright. She went above and beyond to assist, ensuring a smooth process from start to finish. I truly appreciate her dedication and professionalism. I’ll definitely be recommending Kelly to my clients and peers in the industry. Thank you for making a difference, Kelly!„

Khader H.

“ Everything's very smooth!

They'd already set up everything. Everything's very smooth! Great prices.„

Elissa F.

“ She was friendly and helpful

Rose from customer service assisted me on my first finance payment recently, she was friendly and helpful. She is a great asset to the team and represented Firstmac to a high standard. Thank you!„

April

More customer reviews

Firstmac is a proudly Australian-owned and run company that has been in business for more than 40 years.

Helping people at the heart of everything we do

We are real people, not robots or a faceless corporation

We specialise in simple, affordable and competitive financial products.

Firstmac is a proudly Australian-owned and run company that has been in business for more than 40 years.

Helping people at the heart of everything we do

We are real people, not robots or a faceless corporation

We specialise in simple, affordable and competitive financial products.

Firstmac Asset Finance

Flexible & competitive