Flexible & competitive
As Australia's largest non-bank lender, Firstmac offers a very competitive range of car loans. Firstmac lends for all kinds of cars, for personal use.
Our car loans are available around the country through our accredited Broker network.
With low rates and great features, there is bound to be a Firstmac car loan that is right for you.
Key Features
Flexible rates
We offer both variable and fixed rate car loans. Fixed rate car loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.
Principal & interest and balloon payments
A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car loans, including weekly, fortnightly, or monthly options.
A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term
Borrow up to $150,000
Firstmac offers car loans ranging from $5,000 to $150,000 bringing the vast majority of cars within reach.
Redraw facility
A redraw facility is available on variable rate loans.
Asset Finance broker?
Get accredited with Firstmac
We’re an Australian owned company, with more than 40 years experience, and over $15 billion in mortgages under management.
Learn more
Customer reviews
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Rose from customer service assisted me on my first finance payment recently, she was friendly and helpful. She is a great asset to the team and represented Firstmac to a high standard. Thank you!„
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I recently had the pleasure of dealing with Firstmac, and I can't say enough about what a great experience I had! I had a few questions about their products/services, and they took the time to provide thorough answers, offering personalised recommendations that truly suited my needs. Their knowledge and enthusiasm were evident, which made my decision-making process so much easier.„
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I recently dealt with Firstmac, and I couldn't be more impressed with the experience! The entire process was incredibly easy and seamless from start to finish. They offer competitive rates and a wide range of products, making them an excellent choice even as a non-conforming bank. A special shoutout to Kelly Wright, who was absolutely fantastic to deal with. I highly recommend Firstmac to anyone looking for great service and tailored financial solutions!„
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