Terms & Conditions

Website Terms of Use

This site is provided by Firstmac, and may be used for general informational purposes only. By using the site or downloading information and materials from the site, you agree to abide by these terms and conditions. If you do not agree to abide by these terms and conditions, then we request you to not use the website or download materials from the site.

Limited licence

Subject to these terms and conditions, we grant you a limited right to access, use and display this site and materials for personal, non-commercial use. You agree not to attempt to interrupt the operation of the site in any way. This authorisation is not a transfer of title in the materials and copies of the materials and is subject to the following requirements: You must retain, on all materials downloaded, all copyright and other proprietary notices contained in the materials; You may not modify the materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and you must not transfer the materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use.

Disclaimer

This site may contain inaccuracies. We do not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through this site. You acknowledge that any reliance on any such opinion, advice, statement, or information shall be at your sole risk.

We reserve the right to correct any errors or omissions in any portion of this site and may make any other changes to this site and materials on the site at any time without notice.

Subject to the provisions of the Competition and Consumer Act 2010 (Cth), which cannot be modified or excluded, this site, the information and materials on the site, and the software made available on the site, are provided without any representation or warranty, express or implied, including warranties of merchantability, non-infringement, or fitness for any particular purpose.

Third party websites

We may provide links from this site to websites operated by other entities. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all measures to guard against viruses or other destructive elements.

We make no warranty or representation regarding, and do not endorse, any linked websites or the information appearing thereon. Links do not imply that we sponsor, endorse, are affiliated or associated with, or are legally authorised to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorised to use any of our trademarks, trade names, logos or copyrighted symbols.

Information provided

You should not send any confidential or proprietary information to Firstmac via this site. You agree that any information or materials that you or individuals acting on your behalf provide to Firstmac will not be considered confidential or proprietary. By providing any such information or materials, you grant to Firstmac an unrestricted, irrevocable, royalty-free license to use, reproduce, display, transmit and distribute such information and materials, and you further agree that Firstmac is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Firstmac.

You shall not provide any information or materials to us that is defamatory, threatening, obscene, or otherwise unlawful, or that incorporates the proprietary material of another.

Damages

In no event shall we be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of this site or any linked website, even if we are expressly advised of the possibility of such damages.

Changes to this site

We reserve the right to modify any portion of these terms and conditions in whole or in part, at any time. Changes will be effective when notice of such change is posted. Your continued use of this site after any changes to these terms and conditions are posted will be considered acceptance of those changes.

We may change, suspend or discontinue any aspect of this site at any time.

International use

This site is controlled, operated and administered by us from our offices within Australia. We make no representation that materials at this site are appropriate or available for use at other locations outside of Australia and access to them from territories where their contents are illegal is prohibited. You may not use this site or export the materials in violation of Australian export laws and regulations.

If you access this site from locations outside Australia, you are responsible for compliance with all local laws.

Privacy

We believe an individual's right to keep their information private is important and so we are committed to protecting and maintaining the privacy, accuracy and security of your personal information.

By using this site, you consent to the collection, use and disclosure of your personal information in accordance with our Privacy Policy.

Personal information collected

You can visit this site without telling us who you are or revealing other personal information and we will not collect any personal information about you except when you knowingly provide it.

Other information collected

While browsing this site, our server may automatically collect navigational data by placing "cookies" in your browser file on your hard drive. These cookies are used to assign a unique User ID to you which may be used to associate multiple sessions and activity. Cookies do not capture or track any personal information and cannot identify you as an individual. You may elect to not accept cookies on your browser.

When using our apps on Apple or Android systems, we may use Google Analytics to gather analytical data about the usage of our apps, including information such as the details of the device you are using the app on, and the country you are located it. Further information about Google Analytics' data practices is available here - https://support.google.com/analytics/answer/6004245.

Google Analytics uses cookies to help us analyse how you use this site. These cookies are used to assign a unique User ID to you which may be used to associate multiple sessions and activity. The information generated by these cookies is transmitted to and stored by Google on servers in the United States. Google will use this information for the purposes of evaluating your use of this site, compiling reports for us on website activity and providing other services relating to website activity and usage. We do not provide your personal information to Google. To opt out of this analysis by Google, please visit http://tools.google.com/dlpage/gaoptout.

Navigational data

We may use your navigational information in collection with other users to provide us with aggregated results about the usage of this site. These results do not identify any individual.

Social media

We reserve the right to moderate content posted to our social media platforms. Any material that is deemed offensive, defamatory, unsafe, misleading, or unacceptable, will be deleted.

Visa terms and conditions

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