Which cars qualify as green?
Green cars come in all different colours, not just green! What they have in common is that they are good for the environment. To qualify as a green car, a vehicle needs to have significantly lower than average carbon dioxide (CO2) emissions when compared to other cars of its size.
Carbon dioxide is a greenhouse gas which contributes to climate change. When you drive a green car, you are helping to reduce impact of climate change and protecting the environment. As a bonus, green cars are very fuel efficient, so you are likely to enjoy lower running costs.
Your car is likely to be on the list if:
- It is new or a demonstration vehicle
- It is an electric vehicle
Key Features
Flexible rates
We offer both variable and fixed rate car loans. Fixed rate car loans give you the certainty of knowing what your repayments will be for the term of your loan, while protecting you against any rate increases. Whereas variable rate car loans offer more flexibility, such as the ability to make additional payments and withdraw them when you need.
Principal & interest and balloon payments
A Principal and Interest loan
We offer flexible principal and interest repayment schedules for our car loans, including weekly, fortnightly, or monthly options.
A "balloon" payment
A balloon payment option allows approved customers to opt for lower monthly repayments during the term of the loan, followed by a larger residual value - the balloon payment - at the end of the term
Borrow up to $150,000
Firstmac offers car loans ranging from $5,000 to $150,000 bringing the vast majority of cars within reach.
Redraw facility
A redraw facility is available on variable rate loans.
Discounted rate on a qualifying* green car
A discounted rate applies to green vehicles. Your vehicle is likely to be on the list if It is new or a demonstration vehicle, and/or it is an electric vehicle.
Responsible lending
As one of Australia’s largest lenders, Firstmac has a commitment to the environment and the long-term sustainability of housing in Australia. Energy costs are rising globally and so is our carbon footprint. That’s why we are proud to have created our new low-interest-rate Green Home Loan to help in the fight against climate change.
Responsible lending isn’t just a financial responsibility, it is a social responsibility to the community in which we live.
Customer reviews
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Rose from customer service assisted me on my first finance payment recently, she was friendly and helpful. She is a great asset to the team and represented Firstmac to a high standard. Thank you!„
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I recently had the pleasure of dealing with Firstmac, and I can't say enough about what a great experience I had! I had a few questions about their products/services, and they took the time to provide thorough answers, offering personalised recommendations that truly suited my needs. Their knowledge and enthusiasm were evident, which made my decision-making process so much easier.„
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I recently dealt with Firstmac, and I couldn't be more impressed with the experience! The entire process was incredibly easy and seamless from start to finish. They offer competitive rates and a wide range of products, making them an excellent choice even as a non-conforming bank. A special shoutout to Kelly Wright, who was absolutely fantastic to deal with. I highly recommend Firstmac to anyone looking for great service and tailored financial solutions!„
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