Green Home Loan

To qualify, we require a NatHERS certificate by an accredited assessor, showing a 7.0 star rating or higher. You need to talk to an accredited assessor to get a NatHERS certificate. Only homes built in last 12 months qualify.

The rates are discounted on your variable rate loan for 5 years from settlement date (up to 1.00%*). You can choose from Principal & Interest or up to 5 years of interest-only repayments.

The Green Home Loan is available for construction loans, or purchase or refinance of properties built in the last 12 months only.

If you don't have the original certificate, then you may be able to get a copy from the builder to see if they have a record. Alternatively, you can request an accredited assessor to see if they can assess the property for certification.

The Nationwide House Energy Rating Scheme (NatHERS) is a star rating system (out of ten) that rates the energy efficiency of a home, based on its design. Star ratings are based on information about the home's design, construction materials and the climate where it is being built.

An example of a NatHERS certificate may be useful when looking at what elements of your home require the Certificate Check.

Yes, there may be situations in which you could lost the discount as stated in the terms and conditions in the loan, if there are any material changes to the original loan. This includes but is not limited to change in security, occupancy type, and repayments type.

An example of a NatHERS certificate may be useful when looking at what elements of your home require the Certificate Check.

To qualify for the Green Home Loan interest rate discount you must use a NatHERS Accredited Assessor to conduct your house energy rating. Accreditation ensures they have completed the relevant training to provide a reliable energy rating for your home. To find a NatHERS Accredited Assessor, you, your builder or architect can contact one of the three Assessor Accrediting Organisations (AAOs):

Australian Building Sustainability Association

Design Matters National

House Energy Raters Association